EI + Mobile Banking App

Ways To Bank

Tap to take charge of your banking. Smarter than Ever!

200+ Smart Features, All in One Place

The EI + App brings over 200 digital banking tools right to your phone. Whether it’s checking your balance, sending money locally or abroad, tracking spend patterns, or managing cards — everything you need is just a tap away.

Key Benefits

Easy Transfers & Payments

Send money locally or internationally in seconds, add beneficiaries instantly, pay bills fast, and withdraw cash card-free from ATMs.

Integrated Wealth & Investment Access

Open and fund Shariah-compliant investments and trade local and global stocks — all directly within the EI + app.

Aani & InstaPay — Instant Money Moves with Zero Hassle

Transfer money instantly, 24/7, using just a UAE mobile number — no IBAN required.

Why banking feels natural with EI +

Instant Access to Over 200 Features

A full suite of smart features

Everyday Banking, Simplified

Over 50 self-service features in real time

Raise Service Requests Easily

Complete requests in just a few taps

Local Money Transfers

Send money as easily as sending a text

International Transfers & QuickRemit

Global transfers made fast and easy

Cardless Withdrawals

Access cash without your card

Quick & Secure Payments

Pay all your bills in seconds

Go Cashless with InstaPay

Send or receive money instantly using a mobile number

Explore More

Discover additional banking and lifestyle perks

Wealth Management

Invest, grow, and manage your wealth — all via EI +

Learn More >

Soon, all Online and Mobile Banking transactions will be authenticated via SmartPass—a secure and convenient 4-digit PIN of your choice. SMS authentication will be discontinued. Please ensure your email address is updated to activate SmartPass.

Step 1

Go to Wealth tab and click on "Get started"

Step 2

Verify details and knowledge of investments

Step 3

Accept T&Cs and Account will be opened within 10-15 minutes

Step 4

Go to Wealth tab and click on "Get started"

Step 5

Create a password with more than 8 characters in length and including at least one upper and lower case alphabet, one symbol and one number

If you have any questions, feedback, or need assistance transitioning to EI +, our team is here to help. Reach out to us anytime at apps@emiratesislamic.ae

The reimagined EI + Mobile Banking App is designed to simplify your everyday banking, bringing together powerful features that help you do more — quickly, securely, and effortlessly.

Stay in Control

Personalise Your Banking Experience

contact_mailContact Details Update

Update your mobile number, email, and address digitally

badgeID & Document Management

Update Emirates ID and passport details anytime, anywhere

manage_accountsLogin Preferences

Switch your login preference between email and username

passwordSmart Pass PIN Update

Update your Smart Pass PIN with ease

historyLogin Activity

View your login history for added security

devicesTrusted Devices

Mark your device as trusted with Emirates Islamic

fingerprintBiometric Login

Enable biometric login and authentication for faster, secure access

languageCommunication Settings

Choose your preferred app language and communication settings

dashboard_customizeDashboard Customize

Switch between two dashboard layouts to suit your style

tuneTransaction Limits & Favourites

Set daily transaction limits and select favourite accounts

archiveArchived Products

View and manage your archived products

Support & Services

Manage Your Finances

Stay on top of your money by managing card payments, viewing statements, and reviewing transactions — all in one place.

Know More

Apply for Services

Access additional funds when you need them. Apply easily for services such as Cash on Call, Easy Payment Plans, Cash Advance, or Balance Conversion directly through the app.

Know More

Accessible Rewards

Discover your personalised rewards and enjoy benefits instantly, whenever you choose.

Know More

Simplified Requests

Request replacement or supplementary cards quickly and easily, without visiting a branch.

Know More

Your Profile, Your Rules

personUpdate Contact Information

Easily update your mobile number, email, and address directly in the app — no branch visit required.

securityStay Protected

Set up security preferences for a safe and convenient banking experience.

mobileSet Your Limits

Control your daily and transaction limits to manage your finances with confidence.

notificationsCommunication Preferences

Choose how and when you want to receive updates, notifications, and alerts from the bank.

Useful Videos

News and Updates

Click here to find more videos.

Security Features

A new level of digital banking security with SmartPass

Authenticate your transactions wherever you are without the need to enter an OTP code. SmartPass is a secure replacement of SMS authentication.

Smart ID and Face ID

You can enable Smart ID/Face ID for SmartPass and authorise transactions with your fingerprint or Face ID.

EI SmartPass

Soon all your Online/Mobile Banking transactions and services will be authenticated only via SmartPass, a safer and convenient way to conduct online/mobile banking transactions using a 4-digit PIN of your choice. You will stop receiving SMS to authenticate your transactions. Please make sure that your email address is updated to activate your Smart Pass. Click here to know more.

Frequently Asked Questions

Once you have successfully registered to Mobile Banking, you will have access to over 75 banking services, including fund transfers, account balance enquiry, bill payments and much more.

Register easily to EI + following the simple steps below

Open the EI + App and click on Register

Enter your Account /Credit Card/Debit Card number and your Date of Birth

Without closing your app, go to your EI registered email, and verify the link

Enter the verification code sent to your registered mobile number via SMS

Create a password with more than 8 characters in length and including at least one upper and lower case alphabet, one symbol and one number

Click on Enable Face ID / Touch ID if you wish to activate this feature and click next

Set your SmartPass PIN by entering a 4-digit security code which will allow you to authorize transactions

Congratulations! You have successfully registered to EI +!

Please note that your Mobile App username is your registered email address.

For more information, please email us on apps@emiratesislamic.ae

Steps to send funds:

Step 1 – Go to Payments and Transfers
Step 2 – Select International Transfer and country
Step 3 – Complete the details and send

For successfully sending funds through QuickRemit, please ensure the below:

Amount does not exceed 5 million INR or 500,000 PKR
Your address details are complete and updated
Beneficiary details are complete and updated

Make sure you have enough storage on your device
Download the app on a stable network (3G/4G minimum speeds are recommended)
Update your device to the latest version (Android 7.1 and iOS 13 and above)

If you are updating through the existing mobile app, kindly follow the instructions from there
Update your registered mobile number and email address
Update to the latest version of EI +

Digitally or Physically

Always, by your side

Help & Support

support_agent

Get instant answers, personalised support, and guidance across our digital and assisted channels — so you can resolve queries quickly and bank with confidence.

Useful Videos

video_search

Learn, explore and bank like a pro Watch short, easy-to-follow video guides to help you use the EI+ app, complete everyday tasks, and solve common queries in minutes.

Branches & ATMs

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Locate Emirates Islamic branches and ATMs across the UAE for everyday banking, cash access, and in-branch services — wherever you are.

Fees and Charges

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There are no charges to sign up for online banking. For more details on Emirates Islamic fees and charges please click here to view schedule of charges.